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Rent vs Buy — Hyderabad Reality Calculator

Should you buy now or rent & invest the difference in SIP? 10-year wealth comparison.

Avg after hike: ₹48,358/mo
₹1.70 Cr • EMI ₹1,18,024/mo
₹34 L upfront
7% Hyderabad avg 6-7%
RENT WINS IN 10 YRS
+₹28.24 L advantage
Buy Equity (10yr)₹2.39 CrValue ₹3.34 Cr - Loan ₹95.19 L
Rent + SIP Wealth₹2.67 CrDP ₹1.06 Cr + SIP ₹1.62 Cr
Total rent paid (10yr):₹58,02,900
Total EMI paid (10yr):₹1,41,62,880
Break-even year:>10 years (rent wins)

How to Use the Rent vs Buy

1. Enter Rent & Flat Cost

Set current rent, hike % and flat landing cost to compute EMI.

2. Set Appreciation & SIP Return

Compare property appreciation (7%) vs SIP return (12%).

3. Compare 10yr Wealth

See buy equity vs rent+investment corpus and break-even year.

Frequently Asked Questions

Is it better to rent or buy in Hyderabad IT corridor?

If rent is far lower than EMI, renting + SIP can win for 5-7 yrs, but buying wins after break-even as appreciation compounds on full property value.