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NRI Sale & Repatriation Calculator — Sec 195 & RBI $1M
For NRI sellers: 23.92% TDS under Sec 195, refund via ITR-2, actual LTCG 12.5% & RBI $1M / ₹8.4Cr annual repatriation limit.
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NRI Sale Proceeds & Repatriation Calculator (Sec 195)
TDS 23.92% vs actual LTCG 12.5%, refund via ITR-2, RBI $1M / ₹8.4Cr annual limit.
₹1.65 Cr
Gain: ₹74 L • LTCG
12.5% LTCG (>24mo)
Max exemption ₹0
Buyer deducts 23.92% TDS for NRI (Sec 195). File ITR-2 to claim refund of ₹29.85 L (TDS - actual tax). Resident pays only 1% TDS.
NRI NET CASH
TDS Deducted by Buyer (Sec 195)
₹39,46,800
23.92% of sale price • Refund ₹29.85 L via ITRGross gain:₹74 L
Taxable after Sec 54:₹74 L
Actual tax (12.5% + cess):₹9.62 L
Net in-hand after tax:₹1.55 Cr
RBI repatriable /yr:₹84 L ⚠ split needed
How to Use the NRI Repatriation
1. Sale & Purchase Price
Gross gain and holding period determines LTCG vs STCG.
2. Add Sec 54 Reinvestment
Reduce taxable gain by reinvestment.
3. See TDS vs Tax & Limit
TDS deducted, refund, net in-hand & RBI $1M cap.
Frequently Asked Questions
Why NRI TDS is 23.92% but tax only 12.5% LTCG?
Buyer deducts 23.92% upfront; you claim refund of excess TDS minus actual tax by filing ITR-2 with 15CA/CB.